TABLE OF CONTENTS

• On-Ramp user flow
  • Business process flow
• Off-Ramp user flow
  • Business process flow

This article explores the user flows for on-ramp and off-ramp payments.

On-Ramp user flow

The on-ramp flow allows users to purchase stablecoins directly using fiat currency. The process takes just a few minutes — users set their amount, verify their identity, and receive crypto straight to their wallet.

1. Open https://web3.aps.money/ramp and select the Buy tab.
2. Enter the fiat amount you want to pay and select your stablecoin (e.g. USDC on Stellar) — the estimated amount updates automatically.
3. Click Continue.
4. Log in with email OTP or Social login.
5. Complete your profile and pass KYC verification if you haven't already.
6. Enter your payment details and confirm the purchase — the exact fees and stablecoin amount you will receive are confirmed at this step.
7. APS sends the stablecoins to your wallet.                                                

This diagram shows a basic crypto purchase flow and the components required for implementation.

Off-Ramp user flow

The off-ramp flow allows users to sell stablecoins and receive fiat currency in return. The process takes just a few minutes — users set their amount, verify their identity, and receive funds via their chosen payment method.

1. Open https://web3.aps.money/ramp and select the Sell tab.
2. Enter the stablecoin amount you want to sell (e.g. USDC on Stellar) — the estimated fiat amount updates automatically.
3. Click Continue.
4. Log in with email OTP or Social login.
5. Complete your profile and pass KYC verification if you haven't already.
6. Enter your payout details and confirm the sale — the exact fees and fiat amount you will receive are confirmed at this step.
7. Send the exact stablecoin amount specified in your order to the APS wallet address provided.
8. APS processes the transaction and sends the funds to your account.

This diagram shows a basic crypto purchase flow and the components required for implementation.